Students walking through Penland Courtyard

Student Loan Debt Management

Financial Aid

When you take out a federal student loan, you may not be required to make payments on that loan while you are in school, but you are required to repay the loan—including fees and interest—when you graduate or stop attending school at least half-time.

Federal student loans are an excellent resource to help pay your education expenses and a great way to establish a solid financial future. It’s important that you borrow responsibly so you’ll be able to repay your loan.

Borrowing responsibly includes borrowing only what you need to pay your education expenses and what you can realistically afford to repay when you leave school. The following videos will provide important information on student loan debt management.

Creating Your Budget

How to Manage Your Student Loans

Responsible Borrowing

Repayment: What to Expect?